New vandal, or glitchpop phantom?
sure I get that there's always risk involved but.... it's not like you're using that money for something "important." I get it's nice to have a few skins, even I do, but you're legit planning on buying some of the most expensive digital cosmetics there currently are available, as if you already don't have like 12 vandal and phantom skins already plus another 11 skins from the passes. If that's what you're trying to spend your money on, I assure you investing it is by far the better option. Think long term, if you invest that money rn and spread it well among reliable and well established companies, I guarantee you that x years from now you'll have made a profit.