Young smart super promising player. Unlike Asuna this dude play really calm but still have nutty aim
People are literally making up shit that disagrees with reality lol. 100T has never had problems with money/buyouts. On top of what you said about those 2 not as well-known as they are now, Nadeshot also said on that stream that there were certain players who were talking about switching from cs:go who ended up not doing the switch and the timing of everything else behind the scenes that didn't pan out made 100T end up with what they had in 2022. (My guess is that brehze rumor which didn't pan out).
Your scenario isn't likely what's happening. Either
(1) The loan contracts would either have a predetermined buyout (so it's not performance based like Tenz's buyout) or
(2) the buyout is the standard purchase of whatever the rest of his contract is from TSM (e.g. if it was a 3 year contract, then 100T pays TSM the rest of what they owe Bang).
It would be incredibly bad for the scene if teams can just spike contract prices after an individual's performance mid-negotiations.